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ThriftTrading.com, LLC is the 'first' professional financial service that provides percentage allotments for the five funds of the Thrift Savings Plan (TSP). We have been providing financial guidance to U.S. civil service employees and retirees as well as for members of the uniformed services since 2005.

The Thrift Savings Plan is widely recognized as one of the finest, most elegantly simple, and popular retirement plans of its kind. As of December 31, 2015, there were approximately 4.8 million participants and nearly $458 billion in assets under management. The TSP is the largest defined contribution retirement plan in the world.

However, we have found that the majority of investors do not have the proper guidance required to maximize the growth of their savings. Our IFT Allocation Service is exclusively devoted to helping federal employees increase their thrift retirement savings using fundamental and technical analysis. Our track record speaks for itself!

As of February 2017, the average account balance is $346,000.

Interfund Transfer (IFT)
Allocation Service for
Trading the 5 TSP Funds

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Our Performance

Year 2017 Results (End-of-Day Close: 03/28/17): In year 2017, our members are already up +8.12% YTD. The buy-and-hold strategy is only up +3.24%. We are outperforming the market by +4.37%. The G Fund is up +0.57%. Our projected rate of return for year 2017 based on the current pace is +32%! Join Now!

Current 3-Year Average: Our IFT Allocation Service's current 3-year average is +13.50%. The buy-and-hold strategy's average during this period is +4.41%. We have outperformed the buy-and-hold strategy by an average of +9.09%. The G Fund returned an average of +2.04%.

To understand how the TSP calculates rates of return
for any given period of time and determines compound annual returns, read the Fact Sheet
Calculating Periodic Returns and Compound Annual Returns.

Year 2014 Results: Our members profited +22.73% in Year 2014. The buy-and-hold strategy profited +5.56%. We outperformed the buy-and-hold strategy by +17.17%. The G Fund returned +2.26%.

Year 2015 Results Our members profited +13.07% in Year 2015. The buy-and-hold strategy profited +0.34%. We outperformed the buy-and-hold strategy by +12.73%. The G Fund returned +2.04%.

Year 2016 Results Our members profited +4.71% in Year 2016. The buy-and-hold strategy profited +7.34%. The G Fund returned +1.82%. Year 2016 was a very tough year for all technical analysts and market timers. The year presented one of the highest volatile markets on record. The markets crashed in early Jan (signaling a tough year), high volatility in Feb, raced back during March, high volatility from April to July, breakout in July, followed by a declining channel from Aug through Oct, then surged in Nov-Dec. All research papers said it was going to be a bearish year after seeing how January traded. The positive aspect from this year is that we now have a higher clarity of the big picture for 2017. We will continue to adhere to our winning methodology.

Our main goal is to maximize our TSP savings during bull market cycles and protect capital during potentially unstable market periods.

The performance charts below display our overall results:

Bar Chart
Line Chart
The two main facts to observe from our tables and charts are: (1) the longevity of our service, and (2) our results consistently outperform the buy-and-hold strategy.

In addition to using technical and fundamental analysis, we are now validating our interpretation by using a mechanical impulse system. The impulse system uses a combination of trend following and momentum, which maximizes gains when the market is trending. Our returns are now outperforming all other TSP trading services.

If your current trading style is not making these returns, we encourage you to JOIN NOW and become part of our growing number of federal government employees & military personnel who are prospering from our valuable service!

About Our Service

Our proprietary methodology uses fundamental and technical analysis for trading the funds of the Thrift Savings Plan G Fund, F Fund, C Fund, S Fund, and I Fund. Our number one goal is to consistently produce results that outperform the buy-and-hold strategy of investing.

All trades adhere to the New Interfund Transfer Rule. The first two IFTs can redistribute money in your account among any or all of the TSP funds. After that, for the remainder of the month, your IFTs can only move money into the Government Securities Investment (G) Fund. This means you can increase the percentage of your account held in the G Fund by reducing the percentage held in one or more of the other TSP funds.

Members Will Receive

Instant Access
Members will have access to the exclusive Members Only page with the latest updates of the various Thrift Savings Plan funds (G, F, C, S, and I Funds).
"ThriftTrading.com's Weekly Newsletter"
with Professional Chart Analysis & Commentary

Sample Newletter
The newsletter will be posted on the Members Only page each Friday to update members with our fundamental and technical interpretation of the stock market. In our newsletter we discuss the Short-, Intermediate-, and Long-term Outlook. We provide our recommendations for attaining the highest-reward/lowest-risk in the various funds for the short-term. The newsletter includes:
  • Technical chart analysis & commentary of the various funds, while focusing on the following elements:
    • trend analysis
    • pattern recognition
    • Elliott wave analysis
    • Fibonacci retracement levels
    • key support and resistance levels
    • interpretation of the key technical indicators
    • short- to intermediate-term forecast
    • relationships to volatility indexes
    • risk-to-reward probabilities
    • market sentiment data
    • fundamental analysis
    • volume analysis
Current Fund Distribution
This section will provide our current percentage breakdown for the various funds in order to achieve the highest-reward / lowest-risk results.
E-mail Alert for IFTs
Members will receive an e-mail alert when it is time to make an Interfund Transfer; meaning there has been a change in percentage distribution of funds. Members will also receive an e-mail after the market close each Wednesday, as a reminder that our weekly newsletter has been posted on the members page.
First-Class Member Support
Members will receive full privacy protection, and will absolutely not receive spam or advertisements.

For Tracking Purposes

Fund Ticker Symbol
G none

20 minute delayed charts: StockCharts.com

For Intraday Tracking Purposes

C Fund (S&P 500)
1d  5d  3m  6m  1y  2y
S Fund (Wilshire 4500)
1d  5d  3m  6m  1y  2y

I Fund (EAFE)
1d  5d  3m  6m  1y  2y
F Fund (Bonds)
1d  5d  3m  6m  1y  2y


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